Sant, McMahon & Sparks LLC - Bios

Cheryl D. Sparks, CFP^®Personal Wealth Manager

Cheryl has been dedicated to building life-long wealth management relationships with clients since 1988. Using a holistic planning approach to balance mind, money and values, she helps clients simplify their financial lives...freeing them to spend more time with family, friends or just pursue what they love.

During her previous career as a Registered Nurse, Cheryl gained invaluable experience working through complicated health care issues with patients. That expertise now serves as a solid foundation as she structures tailored solutions for her wealth management clients. She believes wealth managers, such as herself, are not in the prediction game—they are in the preparation game to help people control all they can, the best they can, in order to pursue their goals.

Her practice primarily focuses on a select group of clients near retirement that are motivated to act, and have the means to implement strategies for success. Many of the techniques include a combination of:

State-of-the-art retirement income planning
Wealth preservation tools

Cheryl also utilizes a consultative process to work with a team of carefully selected experts in order to coordinate all of her clients' needs.

Prior to joining her current partners in 2002 and forming the Premier Wealth Management firm of Sant, McMahon & Sparks, Cheryl had the opportunity to partner with her father until he retired. For more than 45 years he was a true pioneer in the financial planning industry, and through his mentoring, passed on to her a wealth of life lessons she uses daily with clients.

Cheryl earned the CERTIFIED FINANCIAL PLANNER™ professional certification in 1993 through the professional education program offered by the College of Financial Planning in Denver, Colorado. She holds several other certifications and registrations including:

CLTC (Certification in Long Term Care)
Registered Representative with Commonwealth Financial Network (Commonwealth)
FINRA Series 7 and 63 registrations through Commonwealth
Multiple Insurance Licenses

Throughout her career Cheryl has championed the Financial Planning profession and has been actively involved in the growth and recognition of the industry, serving on many local and national advisory boards, including President of the WA Chapter of FPA (Financial Planning Association). She currently serves on the South Snohomish County Estate Planning Council and participates regularly in various community and professional activities.

Cheryl lives 60 miles North of Seattle on Camano Island with her soul mate and high school sweetheart, Jay. In her spare time, she enjoys cruising around in their classic cars, playing in the garden, listening to music, traveling to exotic destinations or just hanging around home and enjoying the serenity of small town living with their kids and cats.